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Do You Save Before You Spend or Spend Before You Save?
Without the intention of beating this question to death, I am asking through the perspective of a financially responsible individual. After landing a job and receiving my paycheck, it was “personal...
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Coupons, Discounts, and Sales Do Not Mean You Are Saving
We all flash that smile when we know that we purchased an item at a bargain price. Saving money never made a customer unhappy. But, just because we caught a deal from coupons, discounts, or sales does...
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A Frugalist’s Guide to Buying and Owning a PS3
Looking to get the hottest selling video game console of 2009 and want to practice frugality while doing so? Here a guide that I’ve created from my experiences of purchasing a PS3 system along with...
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How Federal Rate Cuts Affect Your Savings Account Interest Rate
So for the past two years, we’ve watched the Dow Jones tumble… and 401k’s emptied… and people lost jobs… and banks collapse… and foreclosures everywhere… and so much more. With the constant...
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Why I Chose a Roth IRA Over a Traditional IRA
Roth or Traditional? For many latecomers to the retirement game, this question is a puzzling one. For me, it was simple – the Roth IRA. Why? Because my mom said so. I kid, of course. The appeal for...
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Saving or Paying Down Debt: Why 50/50 Works
Even with the best intentions, there always seems to be a bump on the road towards financial freedom. You want to save up for this but you also have to pay for that. Can’t really catch a break can...
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4 Things to Remember When Shopping Online
When shopping online, it is very easy to get caught up in the anxiety of hitting the “Submit Order” button that we forget to do a few more things that can help us save more money. I’ve been guilty of...
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Weekend Links: Refill the MetroCard
For someone who can’t go anywhere without the use of public transportation, I was left in the dark for quite a while when it came to buying MetroCards for the subway. In high school, we were given...
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The Minimalist Lifestyle: Efficient and Saves Money
Minimalism is an art that I’ve seem to have slowly adopted unconsciously. It may have contributed towards my carefree, lax attitude toward physical possessions. Some may call it being lazy or...
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The Case For Not Needing a Car in NYC
As many may know, New York City is not one of the cheapest cities in the world to live in. In addition to the million dollar condos and extravagant luxuries along Fifth Avenue, I feel that a car joins...
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